Many property-owners in Bengaluru (not all of Karnataka) are talking about converting their B-Khata to A-Khata. If you have a B-Khata site and want legal clarity, a bank loan, or plan to sell, this scheme is a big deal. But it’s very important to understand: this is not a state-wide Karnataka scheme it’s specifically for Bengaluru / Greater Bengaluru Authority (GBA) area under BBMP. read B Khata to A Khata Conversion Process
In this blog, I’ll break everything down in simple layman’s terms what the scheme is, who is eligible, how to apply, what documents you need, how much it costs, and why this change matters.
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What Are A-Khata and B-Khata?
Khata = a government record for your property (who owns it, how big it is, its legal status, etc.)
A-Khata = your property is fully legal, approved, and in proper government records
Your property is fully approved by the BBMP or ( GBA) and is on their permanent, legal register.
What it means for you:
*You can get BBMP water connection, sewage, and garbage collection.
*Banks will easily give you home loans.
*You can get building plans sanctioned and trade licenses.
*Selling the property is smooth and easy.
B-Khata = your property is partially recognised but has legal issues (layout not approved, building violations, or missing clearances)
Agricultural land converted without full approval.
Revenue land (not yet merged into BBMP limits properly).
Buildings that violate zoning laws or building bylaws.
What it means for you:
*NO BBMP water or sewage connections. You rely on borewells and tanks.
*Very difficult to get a bank loan.
*Cannot get building or trade licenses.
*Very hard to sell because buyers see it as a big risk.
Difference Between A Khata and B Khata
#A Khata
*An A Khata means your property is fully legal and approved.
*Your land has proper conversion (from agricultural to residential/commercial).
*The layout has government approval.
*You have paid all property taxes and other fees like betterment charges.
*You can easily sell, get a loan, or build legally.
*Think of A Khata as a clean chit your property is clear in every sense.
#B Khata
*A B Khata property, on the other hand, means there are some legal issues.
*The layout or land might not have proper approval.
*The site may not follow all building by-laws.
*It could be revenue land that hasn’t been converted.
*The BBMP or corporation collects taxes from it, but doesn’t consider it fully legal.
So basically, a B Khata means your property exists, but the government doesn’t fully recognise it as legitimate.
Step-by-Step Process to Convert B Khata to A Khata
1. Check Eligibility
Confirm your property is in Bengaluru / Greater Bengaluru.
Check if it’s a “site / plot” (not a flat).
Confirm road access.
Gather conversion documents (if land was agricultural).
2. Collect Documents:
Sale deed / Title deed
Land conversion certificate
B-Khata extract or certificate
Property tax receipts
Site plan or layout plan
Owner ID (Aadhaar etc.)
3. Apply Online
Go to the BBMP Khata-conversion portal.
Log in, upload your documents, and apply.
Pay the ₹500 registration fee (if needed) and confirm.
4. Verification
Wait for BBMP / GBA staff to visit your property.
They check your documents + property details.
If all is good → they approve.
5. Pay Conversion Charge
Pay 5% of the guidance value of your property.
Confirm that the road access is officially considered “public” if needed.
6.Receive A-Khata
After verification + payment → you will be given A-Khata for your site.
Update your property tax records to reflect the new “A-Khata” status.
Why Converting from B Khata to A Khata Is Important
If you have a B Khata property, you can still live in it and even pay taxes. But it comes with several problems. Here’s why you should convert it:
Easier to Get Loans Banks usually give loans only for A Khata properties.
Higher Resale Value Buyers prefer A Khata because it’s legally safe.
No Legal Tension Once converted, you can stop worrying about violations or penalties.
Eligible for Licences You can get trade or occupancy licences easily.
Peace of Mind You know your property is clean and future-proof.
#Frequently Asked Questions ( F.A.Q.)
Q1. Can any B Khata property be converted to A Khata?
A: Not necessarily you must check eligibility. For example, the recent scheme in Bengaluru is for plots / plot+single building, up to a certain size, etc. If the property has very serious violations, or is a multi‐storey building, or lacks essential approvals, conversion may be more complex or not covered under the simplified scheme. if you have any doubt read once full blog B Khata to A Khata Conversion Process
Q2. What happens if I keep owning a B Khata property and never convert?
A: You can still remain owner and pay property tax, but you may face limitations: difficulty getting bank loans, lower resale value, trouble getting licences/trade certificates, and possible issues when selling or passing to heirs. So converting improves your legal and market position.
Q3. Does obtaining A Khata mean the building is completely legal and approved for everything?
A: No. A Khata means the property is regularised under this scheme for Khata status. However, building plan approvals and other permissions (like occupancy certificate) are separate processes. Even after A Khata, you should check if building plan & OC are in place if relevant.
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Conclusion
Converting a B Khata to A Khata is one of the most important steps for any property owner in Bangalore who wants their property to become fully legal and free from future problems. B-Khata only shows that BBMP is collecting tax, but it does not give full ownership rights, bank loan eligibility, or legal approval.
By completing the A-Khata conversion process submitting the missing documents, clearing pending taxes, obtaining DC conversion (if required), paying Betterment Charges, and matching the building with the approved plan your property becomes fully compliant with BBMP rules.
In simple words:
A-Khata = Peace of mind, higher property value, and full legal security.
B-Khata = Temporary status that must be corrected.
So, if your property still has a B-Khata, it’s always better to start the B Khata to A Khata Conversion Process at the earliest. It saves you from future legal issues, helps in resale, supports bank loan approvals, and ensures your property is officially accepted in BBMP records.
